Charlotte K. Ray serves as Senior Vice President and Trust Counsel for Hancock Whitney Bank. She has 43 years of experience in the trust and estate business including 30 years at JPMorgan Chase Bank, N.A and its predecessors as Managing Director of JPMorgan Private Bank where she served in various roles including manager of personal trust, trust counsel, regional fiduciary executive and new business review officer supporting J.P. Morgan Trust Company of Delaware. She is a native of Baton Rouge and a graduate of Louisiana State University and the Louisiana State University Law Center. She is an Honor Graduate of the American Bankers Association National Graduate Trust School. She is a member of the Louisiana State Bar Association, a member and Past President of the Estate and Business Planning Council of Baton Rouge and a member of the Trust Committee of the Louisiana Law Institute.